Terms and Conditions

This website, being https://www.fulcrum-media.com (Website), is operated by Fulcrum Media Finance 3 Pty Ltd (ACN 167 993 526) on behalf of Fulcrum and its related bodies corporate (together, Fulcrum).

Your access to this Website is subject to these terms and conditions and the Fulcrum Privacy Policy (together, the Terms of Use).

The Terms of Use set out the terms and conditions for the use of the Website. By accessing, viewing or otherwise using this Website, you agree to be bound by these Terms of Use.

We may, at our sole discretion and without notice, update the Terms of Use from time to time. Any subsequent access by you to this Website will constitute acceptance of the Terms of Use as amended.


Nothing on this Website is intended to constitute financial, tax, legal or investment advice, or advice of any other kind, nor is it intended to amount to an offer by Fulcrum to provide goods or services.

The information on this Website is designed to be informative only and should not be relied on as an opinion or comprehensive statement on any subject, nor for any other purpose.

Neither Fulcrum nor any of its directors, employees, contractors or associates make any representation or warranty as to the accuracy, reliability, timeliness or completeness of the information on this Website, nor that it is suitable for your intended use.

Subject to any terms which by law cannot be excluded, Fulcrum accepts no responsibility for any loss, damage, cost or expense incurred by you as a result of any error, omission or misrepresentation in the information on this Website.

This Website may contain links to third party websites for your information and convenience. The operators of these third-party websites are not affiliated with Fulcrum and Fulcrum does not accept any responsibility for and disclaims all liability for the contents or accuracy of the information on such websites. Any opinions on a third-party website that is accessed via this Website should not be taken as the opinions of Fulcrum.

All applications for loans are subject to Fulcrum’s usual credit assessment processes.


We employ the use of cookies. Cookies are small packets of data that are sent to your computer by the websites you visit. Your computer stores cookies in a file located inside your web browser. Cookies are used minimally by this Website to improve its performance and to provide information to the owners of the Website.

By accessing this Website, you agreed to use the Website’s cookies in accordance with the Terms of Use.


You are entitled to use the information and material on this Website for reference purposes only. You are not permitted to reproduce, license, sell, distribute or transmit the information or material.

Your Privacy

Please read our Privacy Policy.